How does 0% dental finance work in the UK?
Quick answer
How does 0% dental finance work for dental treatments?
0% dental finance allows you to spread the cost of treatments over 12 months with zero interest and no deposit required, subject to status.
At York House Dental Practice in West Byfleet, finance is arranged through FCA-regulated provider Tabeo. For example, a complete Invisalign package (£3,995) is £332.92 per month over 12 months at 0% APR.
What you need to know
Instead of paying upfront, 0% APR finance divides your approved treatment fee into 12 equal monthly direct debits. You pay no fees, no interest, and exactly the quoted treatment price. Longer terms with interest are also available for lower monthly payments.
Applying is quick and carried out digitally on your smartphone. Tabeo performs a soft credit check first, which does not affect your credit score, giving an instant decision in minutes.
0% finance can be used for dental implants (from £2,500 = £208.33/month over 12 months), composite bonding smile packages (£2,995 = £249.58/month), and porcelain veneers (£7,500 package). Read our dental finance page for full repayment tables.
Care at York House Dental Practice
Welcoming new patients, families and emergency appointments from West Byfleet, Woking, Weybridge, and across Surrey.
Last reviewed: by Dr Kaveet Patel, Principal Dentist
